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Loan Against Property

Unlock the value of your property for business or personal needs. Competitive rates and flexible terms.

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Up to ₹10 Crores

Interest rates starting from 9.5% p.a.

Use Your LAP For

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Business Expansion

Grow your business operations and increase working capital.

  • • Working capital requirements
  • • Equipment purchase
  • • Business expansion
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Education

Fund higher education for yourself or your children.

  • • Higher education abroad
  • • Professional courses
  • • Skill development
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Personal Needs

Meet various personal financial requirements.

  • • Medical emergencies
  • • Wedding expenses
  • • Debt consolidation

Loan Features

Loan Amount ₹10,00,000 - ₹10,00,00,000
Interest Rate 9.5% - 16% p.a.
Tenure 12 - 180 months
LTV Ratio Up to 70%

Property Types

✓ Residential property
✓ Commercial property
✓ Industrial property
✓ Land/Plot
✓ Self-occupied property

Why Choose LAP?

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Higher Loan Amount

Get up to 70% of property value

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Lower Interest Rates

Competitive rates compared to personal loans

⏰

Longer Tenure

Repay over 15 years with lower EMIs

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Retain Ownership

Continue using your property